My parents were forever borrowing money from me. It never felt right, parents borrowing money from their child. At some point, I decided to start charging them exorbitant interest, 100%. It failed to deter them. When I went to college, I wasn’t on any kind of scholarship and 100% of my college was funded through loans. My parents thought it was the greatest thing since sliced bread. To this day, they still owe me about $3000. But like my step dad says, “He’d rather owe me forever….” which is funny, since I will owe student loans forever.